The paychecks stop
Now your savings pay the bills. How much can you take each month?
Free · About 60 seconds
See how much your savings can pay you each month.
Tap a few answers. See your number in about 60 seconds. It’s free.
- Free to use
- See your results right away
- We never sell your number to a list
Income Check
Example
Age 65–69 · Saved $250K–$500K
What this could pay each month
Take 4% a year
$1,250 a month
A common rule of thumb. It goes up and down with the market.
Income for life
$1,720–$2,190 a month
What income for life could pay at this age.
About 60 seconds
Plain words, no jargon
The hard part
When the paychecks stop, the questions start.
For years, your job paid you. Now your savings have to pay you. And they have to last. If you worry about any of this, you are not alone.
Running out too soon
Retirement can last 30 years or more. Will the money still be there at 90?
A bad year for stocks
A big drop right when you retire hurts the most. You may have to sell when prices are low. Many people still remember 2008.
Sales pitches
Free dinners. Cold calls. A pitch at the end. It’s hard to tell who is teaching and who is selling.
Hard words and hidden fees
So many terms. So many fees. You should know what you own and what it costs.
Social Security and Medicare
When should you start? Which plan should you pick? Some choices are hard to undo.
Your husband or wife
If one of you dies, the other keeps only the bigger Social Security check. A pension may shrink or stop.
Rising prices and taxes
Prices keep going up. Money you take from a 401(k) or IRA is often taxed. These are savings plans for retirement.
You don’t need a sales pitch. You need clear numbers in plain words.
How it works
Clear numbers first. Help only if you want it.
We help you learn. If you want help, we can connect you with one licensed specialist. We don’t sell any products, and you never pay us.
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Step 1 · About 60 seconds
Tap a few answers
How much you saved. Your age. Your state. A rough guess is fine. We never ask for account numbers.
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Step 2 · Right away
See your number
Add your name, phone and email. Then see what your savings could pay each month. We show it two ways, side by side.
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Step 3 · Only if you want it
Talk it over
Pick a time for a free 20-minute call with our team. If it’s a fit, we introduce you to one licensed specialist in your state. You don’t have to decide anything.
Calls are for people 55 and older with $250,000 or more saved. Anyone can see their number and keep it.
Our promises
Promises we can keep.
Lots of companies say they put you first. Here is what that means at Money Neighbor.
One person, not five
Want help? We introduce you to one licensed specialist in your state. Not five companies who all call at once.
We never sell your number to a list
Only one specialist ever gets your number. It never goes on a list. It never gets passed around.
No pressure
Your call is a talk, not a hard sell. You don’t have to decide anything. You never have to buy anything.
You decide
Your results are yours to keep. Nothing happens unless you want it. “No thanks” is always fine.
Stop any time
Don’t want our texts? Reply STOP to any text, and we stop.
Free for you, and here’s why
Licensed specialists may pay us a fee when we introduce you. You never pay us.
How we make moneyIf we ever fall short, tell us at hello@moneyneighbor.com.
Worth knowing
Four facts to know first.
Real numbers from public sources. And what each one means for you.
4.1M
About 4.1 million Americans turn 65 each year through 2027. Some call it “Peak 65.”
What it meansYou are far from alone in this.
Source: Alliance for Lifetime Income, Peak 65 research, 2024.
$461.3B
A record $461.3 billion went into annuities in the U.S. in 2025. An annuity is a contract with an insurance company. You pay in. It pays you income, sometimes for life.
What it meansKnow the trade-offs before you sign. Ask about fees. Ask what it costs to take money out early.
Source: LIMRA, U.S. annuity sales, 2025.
up to about30%
You can start Social Security at 62. But starting early shrinks your check. At 62, it can be up to about 30% smaller. And it stays that way.
What it meansWhen you start is a big choice. Look at the numbers first.
Source: Social Security Administration, 2026.
10%
Signing up late for Medicare Part B can cost you. Without other coverage, you may pay a penalty. It adds 10% to your monthly cost for each full year you waited. It usually lasts as long as you have Part B.
What it meansMedicare dates matter. Missing one can cost you every month.
Source: Medicare.gov, 2026.
Is it really free?
Yes. It costs nothing, and there is nothing to buy. You see your results on the screen right away.
Are you trying to sell me something?
No. We help you learn, and we can connect you with help. We are not an insurance company. We are not a broker or a financial adviser. We don’t sell or pick products for you.
Why do you ask for my phone number?
So we can call or text you about your results and a free call. Only one specialist ever gets your number. We never sell it to a list. Reply STOP to any text, and we stop.
Who are the specialists?
They are licensed insurance agents and financial advisors in your state. Any advice comes from them, not from us. They should explain it in plain words.
Will I get a lot of calls?
No. You hear from our team. If you want, you also hear from one specialist. Not a crowd.
What happens on the free call?
It’s a 20-minute phone call with our team. We ask about your goals, your rough numbers and your state. We answer your questions. We don’t pick products for you.
If it’s a fit, we introduce you to one licensed specialist in your state. You meet on a video call, often within a few days. What you do next is up to you.
You don’t need to get ready. It helps to know your monthly bills and your Social Security amount. You won’t need account numbers or passwords.
How exact is my number?
It’s a starting point, not a quote. The 4% number is a common rule of thumb. The income-for-life range is just an example. It uses your age and the middle of your savings range. Real numbers depend on the product, today’s rates, your age and your state.
How long will my savings last?
It depends on how much you take out each year. It also depends on the stock market. A common rule of thumb says to take about 4% a year. In the past, that has lasted about 30 years. It is not a promise.
What is an annuity? What’s the catch?
An annuity is a contract with an insurance company. You give it some of your savings. It pays you income on a set plan, sometimes for life.
The trade-offs: it’s harder to get to that money. There can be fees if you take it out early. There may be less left for your family. Any promise to pay is only as good as the insurance company. It depends on its money and its ability to pay claims. It fits some people well, and others not at all.
Why are calls only for $250,000 or more?
The specialists we work with help people with $250,000 or more saved. Anyone can see their number and keep it.
How do you make money?
Licensed specialists may pay us a fee when we introduce you. You never pay us. Here’s how it works.
Is my information private?
We use it to show your results and to reach you about them. We never ask for account numbers or your Social Security number. Our privacy policy has the details.
Free · About 60 seconds
See what your savings can pay you.
Tap a few answers. See your number right away. Get help only if you want it.
Free. We never sell your number to a list.